Financial Modelling is both an art and a science. Invariably every financial model or cash flow forecast will be wrong.

They are based on a large number of assumptions which will be incorrect. It’s ok and important to be upfront about this. Therefore, we take a relaxed approach to the use of such technology and accept that we are, in fact, ‘best guessing’ about the projections we make.

This is why a real Financial Planning process involves re-modelling each year, to ensure that assumptions are appropriate and make changes to the strategy where appropriate.

The modelling software we use enables us to plot our course of action and provide a visual aid to engage our clients with the process and the value of the advice we deliver.

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